Motorcycle Insurance

Motorcycle insurance is essential. Motorcycle accidents can occur at unforeseen times and can be expensive to recover from. Carrying the right insurance policy can reduce out-of-pocket costs following a covered incident.  

How Does Motorcycle Insurance Work? 
Motorcycle insurance works as an agreement or contract between you and your insurer. You get financial assistance following a covered accident in exchange for an insurance premium you pay monthly or annually. Requirements vary, but you may have to pay a deductible after a covered incident, which is a cost you must pay before insurance aids you in covering the remaining accident-related costs. 

What Does Motorcycle Insurance Cover? 
Coverage varies among policyholders but often includes options such as: 

• Liability coverage can help insure against bodily injury and property damage you may cause to others in an accident. 
• Collision coverage can help insure against damage to your motorcycle if you are involved in an accident or collision with an object.
• Comprehensive coverage can help insure against damage caused by events other than collisions, including fire, theft or vandalism. 
• Uninsured/underinsured motorist coverage can help insure against damage to you, your passengers and your property if you’re in an accident with an uninsured or underinsured driver.
• Optional equipment coverage can help insure against damage to additional or optional equipment on your motorcycle if you decide to customize it. 

The agents at Arbutina Insurance Group can assist you in learning about coverage options to include in your policy. 

Is Motorcycle Insurance Required? 
Ohio requires drivers to carry minimum amounts of liability insurance. If an accident occurs that isn’t covered under liability insurance, you may need to cover high costs. Sufficient insurance is an excellent way to keep you and those you share the roads with financially protected from vehicle-related accidents. 

Where Do I Find Coverage? 
If you are a motorcycle owner near Brunswick, Ohio, the Arbutina Insurance Group Agents can help you navigate the process of selecting proper coverage for you and your bike. 

For more information, contact our agency today at 330-412-9588.