Life Insurance
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Life Insurance Information
Ensuring your loved ones are financially secure when you’re no longer around to provide for them is crucial, which is why life insurance is essential. Life insurance can financially protect your loved ones for an extensive period of time after your passing.
What Is Life Insurance?
Life insurance is a contract between you and your insurer in which you pay an insurance premium in exchange for an allotment of money paid to your designated beneficiaries, commonly known as a death benefit, following your passing. The money can be spent on anything but is often used for necessities such as bills, tuition and funeral expenses.
Types of Life Insurance
There are two primary forms of life insurance:
- Term life insurance plans often last for 10, 20 or 30 years. You pay a premium for a period of time, and if you die during that time, the policy pays a cash benefit to your family (or anyone else you name as your beneficiary).
- Whole-life insurance policies remain active indefinitely as long as you pay your premiums. Many policies offer cash accumulation and interest benefits. When you die, your beneficiaries will receive a set death benefit.
For more information about life insurance coverages, contact the Arbutina Insurance Group today.
How Much Life Insurance Do I Need?
For various reasons, such as age and family, life insurance needs vary among policyholders. Regardless, it’s never too early or late in life to consider acquiring a life insurance policy. Doing so can ensure the financial security of your loved ones.
Contact Our Agency
If you live near Brunswick, Ohio, we can help. The agents at Arbutina Insurance Group can assist you in learning more about life insurance coverage options so you can decide on the right policy.
Contact our agency today at 330-412-9588 to request a quote.
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